The Reckoner He who knows in detail the account of things people do throughout their lives. YA-HASIB If one is afraid of being robbed, afraid of jealously, of being harmed or wronged. He begins on a Thursday to repeat this Name 70 times day and night for seven days and nights. At the seventy-first time he should say Allah is my Reckoner [Habiyallah-ul-Hasib], and will be free of his fears.